Thursday 31 December 2015

Happy New Year-2016 from Samadhan Kender

Let us say Good Bye to 2015 and rock into New Year -2016. We are sure that we will be able to provide samadhan to all and sundry left over problems of our patrons in the New Year -2016. Let us make new year resolutions to make our life happy:
  • We should neither pay bribe or accept bribe. We must get the bribe givers and takers isolated from the society in such a way that they get exposed and never dare to offer or accept the bribes. We jointly need to weed out corruption from the Indian Society.
  • We should speak truth and forget to make the society fearless.
  • We should help the underprivileged in the society. It is our moral responsibility.
  • We should send only clean and honest leaders to state assemblies and Lok Sabha.

Tuesday 15 December 2015

Samadhan Kender approved by Google and FB

As soon as we selected our "Logo" as shown on the left hand side, Google the Great approved us on Google+. Not only we received confirmatory email from Google but it was also observed that a Tick Mark in confirmation of "Verified Local Business by Google" was also placed on the Business Page so that the public can trust this location.

Soon after Facebook also followed suit and verified us on Facebook.

The information has been placed on public domain so that public in general can trust the Samadhan Kender and its Team of Experts.

What is Difference between I-Ticket & E-Ticket

There are two modes of online booking available in IRCTC website. These are I-Ticket and E-Ticket. Passengers general opt for E-Ticket without bothering to know the basic differences, benefits and/or positive/negative features of I-Ticket and/or E-Tickets.


I-Ticket can be purchased online but it is delivered at customer residential address in 2-3 days time. I-Ticket need to be booked at least 2 days in advance. I-Tickets are issued for Waiting List, Confirmed and RAC cases. I-tickets are always delivered at the customer's shipping address provided at the time of user registration. If for any reason the customer is not available to collect then he or she can authorize another person to collect ticket on his or her behalf but the collecting person must have an authority letter from the customer to do so. After the ticket is delivered at your doorsteps you need a copy of Voter's ID Card, Passport or any other ID Card out of the following ID proofs to validate the address on the I-Ticket:

  1. Voter Photo identity card issued by Election Commision of India.
  2. Passport issued by GOI
  3. PAN Card issued by Income Tax Department.
  4. Driving Licence issued by RTO.
  5. Photo identity card having serial number issued by Central/State Government.
  6. Student Identity Card with photograph issued by recognized School/College for their students.
  7. Nationalized Bank Passbook with Photograph.
  8. Credit cards issued by banks with laminated photograph.
  9. Unique Identification Card "Aadhaar Card".
  10. Photo identity cards having serial number issued by Public Sector Undertaking of State/Central Government, District Administration, Municipal bodies and Penchant Administration.

The railway charges a minimal service amount and one can pay online through credit or debit cards.

I-Ticket can not be cancelled online and the passenger has to compulsorily visit the reservation counter. I-Ticket is similar to Ticket booked at Reservation Counter and you are just saved of waiting in the long queues to get the reservation done from the comfort of your home. IRCTC charges a service charge of Rs.40/- per ticket in case of Second Class and Sleeper Class tickets and Rs.60/- per ticket in case of tickets of other classes.(These charges are not per passenger) Apart from this service charge of IRCTC, transaction charges as notified will be levied by the banks for each transaction


An e-ticket can be booked up to the time of chart preparation for your train. To book an e-ticket on Internet at IRCTC website you have to enter your ID proof details like PAN Card, Voter’s ID card, Passport, Ration Card, Central/State Govt. ID Card or Driving License. After booking just take a printout of the Electronic Reservation Slip and carry it during travel with the ID proof. To save papers and forests, now IRCTC has allowed showing email/SMS or downloaded copy of e-Ticket on your smartphone. Now the penalty of Rs.50 for not carrying the electronic reservation slip has been done away with by IRCTC. E-tickets can be cancelled only through internet. Cancellation will be confirmed online and the money will be credited to the same back account. E-ticket - The user can take a printout of the Electronic Registration Slip (ERS)

Online ticket Booking Rules

  1. For normal I-Ticket, booking is allowed at least two clear calendar days in advance of journey date.
  2. For e-Ticket, booking can be done up to chart Preparation approximately 4 to 6 hours before departure of train. For morning trains with departure time up to 12.00 hrs charts are prepared on the previous night.
  3. Opening day booking (90th day in advance, excluding the date of journey) will be available only after 8 AM, along with the counters. 

I-Ticket and E-Ticket Advantages
  1. Online Ticket Purchase is not only easy but it saves your money by cutting down the the role of middle men/ brokers/ agents 
  2. Forget about long queues in a station for booking tickets. Now customer can book tickets sitting peacefully in office or home on IRCTC site on the Internet.
  3. Now SMS Based Ticket purchase option is also in service where by customer can buy ticket using SMS service.

Tatkal Reservation

  • This facility facilitates confirmed/Waitlisted E-tickets to passengers on payment of premium on ‘first come first served’ basis in all mail/express trains including Rajdhani, Shatabdi, Jan Shatabdi Express trains.
  • 1AC is not supported by Tatkal bookings.
  • You are not required to carry any identity proof either at the time of booking or during the journey, if you make reservation under tatkal scheme.
  • There will be no separate Tatkal train defined. The unutilised Tatkal quota will get released to waitlisted passengers. 
  • In those trains and in those classes where average utilisation of Tatkal accommodation during peak period i.e. April to September is 80% and above, Tatkal charges applicable during peak period will be charged throughout the year i.e. for both peak and non-peak periods.

Monday 14 December 2015

Can I rectify the mistakes in E-Ticket booked online

It is a big question if change of name and/or change of gender can be carried out online in respect of confirmed online E-Ticket issued by Indian Railways. If Indian Railways permit this facility the tricksters will book advance e-tickets in dummy names and rectify in the name of real travellers or passengers by charging hefty fees. To check this malpractice the Indian Railway has not allowed the rectification facility at IRCTC site online. However under exceptional circumstances the changes in name are permitted subject to following rules:

  1. Save as otherwise, a berth or a seat reserved in the name of a person shall be used only by the person and shall not be transferable to any other person.
  2. Chief Reservation Supervisor of important stations are authorized by Railway Administration to permit the change of name of a passenger having a seat or berth reserved in his name in the following circumstances namely:

  • Where the passenger is a Government Servant, proceeding on duty and appropriate authority, makes a request in writing 24 hours before the scheduled departure of trains.
  • Where the passenger makes a request in writing 24 hours before the scheduled departure of the train that the reservation made in his name may be transferred to another member of his family, meaning, Father, Mother, Brother, Sister, Son, Daughter, Husband and Wife.
  • Where the passengers are students of a recognized educational institution and the Head of the institution makes a request in writing 48 hours before the scheduled departure of the train, that the reservation made in the name of any student be transferred to any other student of the same institute.
  • Where the passengers are members of a marriage party and any person deemed to be Head of such party makes a request in writing 48 hours before the scheduled departure of the train that the reservation made in the name of any member of the marriage party be transferred to any other person.
  • Where the passengers are a group of cadets of National Cadet Corps and any officer who is the head of the group, makes a request in writing at least 24 hours before the departure of the train that the reservation made in the name of any cadet be transferred to any other cadet.

However Such request will be granted only once. Regarding item no. (c), (d) and (e), such request for change in excess of 10% of the total strength of group shall not be granted.

What to do in case of wrongly reserved E-Ticket: There is no way to change Gender, Age or Surname in the online booked E-Ticket. Some IT Persons recommend taking the print out in illegal and unofficial ways by following the steps below:

open irctc website and select your ticket before printing right click on male/female  
> click on inspect element 
>Edit male/Female
>press enter
>Print  it

But it will be better to approach the nearest ICRTC Reservations Centre along with proof of identity of the passengers whose Name, Surname, Age and/or Gender is to be changed. The booking clerk may amend the ticket after charging the differences if any. For example if you entered the age 65 instead of 35 and availed the senior citizen discount then you will have to pay back the concession availed. This facility is not available for Tatkal Tickets. 

If the Ticket is booked very well in advance and you can afford to bear the cancellation charges it is always better to cancel the ticket with wrong particulars and book fresh ticket online. In case of rail accidents it may become very difficult to claim compensation in case of rail accident  on the basis of wrong name/surname/gender/age as the same will not match with the ID Proof of the passenger and Railway Claims Tribunal may reject the claim on account of "Passenger Travelling on Unauthorised Ticket".

How to Book E-Tickets of Indian Railways online

Content coming soon. Thanks for your patience.

How to Book Online E-Tickets of Indian Railways

At Samadhan Kender, we are booking Railway Tickets of Indian Railways and Air Tickets of major airlines for domestic as well as international flights along with booking of hotels, taxis at place of tourist destinations in Indian or abroad. Through this article we will make our customers to understand the following issues faced by travellers and/or tourists while booking E-Tickets of Indian Railways or itinerary of major domestic and international flight operators:

However even after reading the above resources if you still face any difficulties while booking or after booking online E-Tickets, contact at Samadhan Kender, Near Bikaner Mishtan Bhandar, Patiala Road, Rajpura 140401 Punjab to have immediate samadhan to your problems. Online visitors can also submit their questions through comments below.

Thursday 10 December 2015

How to verify Aadhar Card online

Fraudsters and Tricksters create fake proof of identity and proof of address to cheat the banks or the public at large. Most of the issuing authorities are coming up with the solutions to check the genuineness of ID's issued by verifying if the data of any given ID is available in their database or not. In case of fake ID's the official sites will show the message like 123456789012 is not a valid Aadhaar. Now you can check the following  ID's issued by Government authorities in India:
Visit Samadhan Kender near Bikaner Mishtan Bhandar, Rajpura for getting the online Voter Card issued within one month.

    How to get Passport in lieu of expired or lost Passport in India

    How to get Passport in lieu of expired or lost Passport in India?

    Indian Passport Sewa Kendras allow reissue of new passport in respect of the following situations:
    • Change in existing personal particulars.
    • Validity expired within 3 years or due to expire.
    • Validity expired more than 3 years ago.
    • Exhaustion of pages of Passport.
    • Passport is Damaged or Mutilated.
    • Photograph has undergone change in Appearance.
    • Passport is lost or misplaced.
    The procedure is the same as for Issue of Fresh Passport for the First Time. But you have to select the option of Reissue of Lost/Damaged/Expired Passport.

    In case you have the original damaged/expired passport then you can surrender the old damaged and expired passport to get the fresh passport issued. However if you have lost the passport then you have to take the following steps before applying for reissue of fresh passport: 

    Loss of passport should be immediately reported to the nearest Police Station and to the Passport Office (PO) or Indian Mission, if abroad. Also apply for "Re-issue" of passport at your nearest Passport Seva Kendra (PSK) and submit the required documents along with your passport application form.

    Documents Required for Various Passports including Reissue of Passport:
    1. Visit the Document Advisor Link on Home Page of GOI Passport Site.
    2. Select Fresh Passport or Reissue of Passport as the case may be.
    3. Fill in the information about the applicant.
    4. Click on Continue to get redirected to Next Page.
    5. Select the items as applicable to the applicant
    6. Click on View Required Documents to get the document codes and list of documents
    7. Prepare the Documents required for Proof of Birth or Proof of Address along with Annexures as prescribed.
    Caution: However in case of all types of Passports the decision of APO/RPO shall be considered final and the APO/RPO can ask for more documentary evidence.

    Note: If you ever held a passport in the past, no matter how much long back or at what age, you should choose the Re-Issue category only. Otherwise concealing the fact can land you in trouble and you can be penalized with fine and/or imprisonment of Both.

    Tuesday 8 December 2015

    How to Select the Correct IT Form

    There are about 9 types of ITR or income tax return forms. Which income tax return form a taxpayer should file depends on the taxpayer's income and sometimes on the disclosure requirements applicable to the taxpayer, where he/she may be a resident with foreign income or assets
    Before discussing the ITR forms applicable to you, it is worthwhile to understand what an assessment year is. This year you will be filing your income tax returns for the income earned by you from April 1, 2014 to March 31, 2015. For tax purposes, the return is usually for a particular 'assessment year'. Put simply, assessment year is the year in which your income is 'assessed' or reviewed by the tax authorities. Therefore, the assessment year is usually the year that follows the year in which income is earned. The assessment year is 2015-16 for income earned during financial year 2014-15. Only forms ITR-1, ITR-2A, ITR-2 and ITR-4S have been announced by the Central Board of Direct Taxes (CBDT), the apex policy making body of the Income Tax Department, as of now.

    Broadly, if you have salary income and do not have income from a business or profession, your choice of the form is among ITR-1, ITR-2A and ITR-2. Those who have income from capital gains and do not run a business have to file ITR-2. If you are running a business or a profession, you can file ITR-4 or ITR-4S, depending on certain conditions. Those who have income from a partnership firm file ITR-3. Please note that you  can choose the form applicable to you based on the source of your income. You can refer to the following detailed guidelines to learn about the income tax return form applicable to you:

    ITR-1: Amongst the salaried this is one of the most widely used income tax return forms. 
    • This form is applicable to taxpayers who have income from salary and own one house property. If you own more than one house property, you are not eligible to fill this form and you may file ITR-2A or ITR-2.
    • If you have 'loss' brought forward from previous years, this form is not applicable. This form is not applicable if your income from other sources includes winning from lottery and income from race horses. Similarly, those who earn agricultural income exceeding Rs 5,000 cannot file their return in this form. They may have to file ITR-2 or ITR-2A in these cases.

    ITR-2A: This is the new income tax return form which has been introduced in the current assessment year. 
    • If you have salary income but own more than one house property and do not have any capital gains, this form is applicable to you. Earlier, those who owned more than one house property had to file ITR-2 whether or not they had capital gains. Now such taxpayers can file ITR-2A which is much shorter form than ITR-2. 
    • This form can still be filed if you have earned long-term capital gains from sale of shares on which STT (securities transaction tax) is paid - these are exempt from tax. NRIs can also file this form if they meet the conditions listed therein. However, resident Indians who have foreign bank accounts, or foreign assets or sources of income or have a financial interest in an entity located outside India cannot file their return in ITR-2A; they will have to file ITR-2.

    ITR -2: This form is for those who have earned capital gains income or those who are residents with foreign sources of income, or are a signing authority in a foreign bank account or have foreign assets or financial interest in an entity outside India. You may also have salary income and income from house property. 
    • This form can be filled in almost all cases except where there is partnership income (ITR-3) or business income (ITR-4 or ITR-4S) and where you have speculative income (ITR-4). If your agricultural income exceeds Rs 5,000 - and you do not have any business or professional income - you can file ITR-2. This form is also applicable for those who have losses brought forward from previous years or have income from lottery winnings or income from race horses.

    ITR-3: This form is applicable when an individual or an HUF (Hindu undivided family) who is a partner in a firm but does not carry business under proprietorship. 
    • This form can be filed where taxable business income has no other income except income by way of any interest, salary, bonus, commission or remuneration, due to or received by a partner from such firm. If the partner does not have any income from the firm by way of interest, salary, etc. and has only exempt income by way of share in the profit of the firm, the taxpayer shall use this form, ITR-3, and not ITR-2.

    ITR-4: This form is applicable for those who have business or proprietorship income.
    • Generally, ITR-4 can be filled by anyone who is running a business or undertaking a profession. 
    • There is no minimum income you should be earning to file this return. Say if you are a shopkeeper, construction contractor, doctor, tutor, retailer, wholesaler, insurance agent, interior decorator or fashion designer, you can file ITR-4. Absolutely all businesses are eligible to file ITR -4. 
    • You can include your salary income, house property income, income from lottery winnings, speculative income, and all your incomes in this return if you have earned them besides your business income.

    ITR-4S: This form is for a special case ITR, applicable for businesses where income is calculated on 'presumptive method'. 
    • As per the presumptive method, net income is estimated to be 8 per cent of gross receipts (Section 44AD of the Income Tax Act) or Rs 7,500 per month for each vehicle where the taxpayer plies, leases or hires trucks (Section 44AE of the I-T Act). 
    • This is a special scheme of the Income Tax Department - those who opt for this scheme don't have to maintain accounting records. ITR-4S is a very simple return - just about 3 pages and that's all the I-T department wants to know.

    1. Please note that where gross receipts or turnover of a business or profession is more than Rs 1 crore, ITR-4S cannot be filed and ITR-4 has to be filed by the taxpayer. 
    2. Taxpayers who own more than one house property cannot file this return form. 
    3. Those who have income from commission or brokerage, agency business or profession, such as those who are carrying on the profession of legal, medical, engineering, architectural, accountancy, technical consultancy or interior decoration services, or an authorized representative, film artist, company secretary and information technology, are not eligible to file this form. 
    4. ITR-4S cannot be filed if there are losses to be carried forward, or capital gains, or agricultural income in excess of Rs 5,000. 
    5. Residents who have foreign income or foreign assets cannot file ITR-4S. 
    6. This form is not filed when the taxpayer has any speculative income. In all the above cases, ITR-4 shall be filed by the taxpayer where the income from business/profession can be included.

    ITR-5: This IT form is meant for firms, LLPs (limited liability partnership), AOPs (association of persons) and BOIs (body of individuals).

    ITR-6: Companies other than companies claiming exemption under Section 11 must furnish their income tax in form ITR-6. Companies claiming exemption under Section 11 are those whose income from property is held for charitable or religious purposes.

    ITR-7: This IT Form is filed when persons including companies fall under Section 139(4A), Section 139 (4B), section 139 (4C) or section 139 4(D). 
    • Returns under Section 139(4A) are required to be filed by every person in receipt of income derived from property held under trust or other legal obligation wholly for charitable or religious purposes or in part only for such purposes. 
    • Return under Section 139(4B) is required to be filed by a political party if the total income without giving effect to the provisions of Section 139A exceeds the maximum amount that is not chargeable to income tax. 
    • Returns under Section 139(4C) are required to be filed by every scientific research association, news agency, association or institution referred to in Section 10(23A), institution referred to in Section 10(23B), fund or institution or university or other educational institution or any hospital or other medical institution. 
    • Returns under Section 139(4D) are required to be filed by every university, college or other institution, which is not required to furnish return of income or loss under any other provision of this Section.
    Have you any other questions about IT Form. Ask your questions from our Experts.

    Friday 4 December 2015

    Have you applied online for PAN Number

    Before uploading or submitting the documents while applying online for PAN Card, please ensure that your name and last name as per submitted/uploaded proof of identity and proof of address  exactly matches with name or last name in PAN application submitted online. As per IT Act the following Proof of Identity, Proof of Address and Proof of Birth are acceptable:

    Proof of IdentityProof of AddressProof of date of birth
    Indian Citizens (including those located outside India)
    (i) Copy of(i) Copy ofCopy of the following documents if they bear the name, date, month and year of birth of the applicant, namely:-
    a. Aadhaar Card issued by the Unique Identification Authority of India; ora. Aadhaar Card issued by the Unique Identification Authority of India; ora. Aadhaar card issued by the Unique Identification Authority of India;or
    b. Elector’s photo identity card; orb. Elector’s photo identity card; orb. Elector's photo identity card; or
    c. Driving License; orc. Driving License; orc. Driving license; or
    d. Passport; ord. Passport; ord. Passport; or
    e. Ration card having photograph of the applicant; ore. Passport of the spouse; ore. Matriculation certificate or Mark sheet of recognized board; or
    f. Arm’s license; orf. Post office passbook having address of the applicant; orf. Birth certificate issued by the municipal authority or any office authorised to issue birth and death certificate by the Registrar of Birth and Deaths or the Indian Consulate as defined in clause (d) of sub-section (1) of section 2 of the Citizenship Act, 1955 (57 of 1955); or
    g. Photo identity card issued by the Central Government or State Government or Public Sector Undertaking; org. Latest property tax assessment order; org. Photo identity card issued by the Central Government or State Government or Central Public Sector Undertaking or State Public Sector Undertaking; or
    h. Pensioner card having photograph of the applicant; orh. Domicile certificate issued by the Government; orh. Domicile certificate issued by the Government; or
    i. Central Government Health Scheme Card or Ex-Servicemen Contributory Health Scheme photo cardi. Allotment letter of accommodation issued by the Central Government or State Government of not more than three years old; ori. Central Government Health Service Scheme photo card or Ex-servicemen Contributory Health Scheme photo card; or
    j. Property Registration Document; orj. Pension payment order; or
    (ii) Certificate of identity in Original signed by a Member of Parliament or Member of Legislative Assembly or Municipal Councilor or a Gazetted officer, as the case may be (in prescribed format) ; or
    (ii) Copy of following documents of not more than three months old
    (a) Electricity Bill; or
    (b) Landline Telephone or Broadband connection bill; or
    (c) Water Bill; or
    (d) Consumer gas connection card or book or piped gas bill; or
    (e) Bank account statement or as per Note 2 ; or
    (f) Depository account statement; or
    (g) Credit card statement; or
    k. Marriage certificate issued by the Registrar of Marriages; or
    l. Affidavit sworn before a magistrate stating the date of birth.
    (iii) Bank certificate in Original on letter head from the branch(alongwith name and stamp of the issuing officer) containing duly attested photograph and bank account number of the applicant (in prescribed format) .(iii) Certificate of address signed by a Member of Parliament or Member of Legislative Assembly or Municipal Councilor or a Gazetted officer, as the case may be (in prescribed format) or    
    (iv) Employer certificate in original(in prescribed format) .    
    1. In case of Minor, any of the above mentioned documents as proof of identity and address of any of parents/guardians of such minor shall be deemed to be the proof of identity and address for the minor applicant.1. Proof of Address is required for residence address mentioned in item no. 7.
    2. For HUF, an affidavit made by the Karta of Hindu Undivided Family stating name, father’s name and address of all the coparceners on the date of application and copy of any of the above documents in the name of Karta of HUF is required is required as proof of identity, address and date of birth.2. In case of an Indian citizen residing outside India, copy of Bank Account Statement in country of residence or copy of Non-resident External (NRE) bank account statements (not more than three months old) shall be the proof of address.

    Thursday 3 December 2015

    What to do if your Birth is not registered with Registrar of Births in Punjab?

    Do you know that Registration of Births and Deaths in compulsory as per section 8 of RBD Act 1969 and Rule 6 of Punjab Registration of Births and Deaths Rules 2004 and the following persons are responsible for reporting about the events of Births, Deaths and StillBirths to be reported in Form No.1 (birth), Form No.2 (death) and Form No.3 (Still Birth):

    S. No.        Place of Occurrence              Person(s) required to Report  
    1. Domiciliary events                  Head of the household or the nearest relative present in the house.
    2. Institutional events            Medical Officer Incharge of the institution like hospital, nursing home.
    3. Deserted or Public place     The headman of the village in case of rural area & incharge of police station in case of other areas.

    As per law registration of birth or death has to be registered within 21 days from the occurrence of event. After 21 days and upto 30 days Local Registrar can order for delayed registration with late fees of Rs.5 under Rule 9 of Section 13. District Registrar Births & Deaths in case of urban area and Additional District Registrar of CHC/PHC in case of rural area alongwith affidavit will be the competent authority to order delayed registration with late fees of Rs.10 after 30 days but less than one year. After one year the Magistrate or  Sub Divisional Magistrate of respective Sub Division will be competent authority to order delayed registration with late fees of Rs.20.

    Who is Local Registrar in Rural and Urban Areas:
    • In Rural Areas MultiPurpose Health Female Workers MHFW (F) of the Health Sub Centre is designated Registrar.
    • In Urban Areas the Municipal Corporation/ Council/ Notified Area Committee is the local registration centre. The Municipal Medical Officer of health and in his absence the Executive Officer / Secretary is the Local Registrar, Births and Deaths. The State Govt. has also declared all the government medical institutions like CHC/ PHCs/ DHs/SDHs as sub-registration centres where the birth certificate of child is issued before the discharge of mother from the hospital.

    1. The cases of delayed registration are received in the office of Local Registrar who on satisfying himself as to the genuineness and correctness of the particulars forwards the same to the District Registrar who after satisfying himself forwards it to the concerned Magistrate under whose jurisdiction the delayed event pertains to as per place of occurrence of the event.
    2. After the birth has been reported in time or delayed reporting to local registrar, one can apply online for issuance of Birth Certificate.

    How to apply online Birth Certificate in Rural Areas in Punjab

    How to apply online Birth Certificate in Rural Areas in Punjab:

    To avail any government service in India one needs to visit Services section at National Portal of India and select the service and the state in which services are required. For example if one has to apply for Birth Certificate in the State of Punjab then search for the same at National Portal of India and it will take you to the desired linking page.

    Once you are directed to the Punjab State Government site at the proper link then follow the following procedures provided there on the link:
    • On the State Portal of Punjab, click on Citizen Login link
    • If you are a New User, Click on New User to make profile or else Login with your userID and password.
    • If logging in for the first time then update your profile before proceeding further.
    • Click on Fresh Application link in the left menu.
    • On the next page all services by all departments will be listed. Chose the proper service and department to apply.
    • If you wish to apply online then go to alternative number 2 and click on "Click here to fill the application online".
    • Fill the form and Submit online.
    • Click "View saved Application" and Upload supporting documents as below:

    Supporting Documents:

    • Scanned Copy of Proof of Residence of Parents is mandatory
    • Scanned Copy of Self Declaration Form/Affidavit.
    • Any Other document is optional
    Ready Information required to apply online:
    • Applicant's name, address and relationship with beneficiary.
    • Beneficiary Details along with DOB, Father and Mother's name, address with PIN-Code.
    • Marital Status of beneficiary and name of spouse.
    • Email ID, Voter ID, Aaadhar UID, Contact Mobile Number is mandatory.
    • Date of Birth of Child along with name of parents in English and Punjabi
    • Address of the parents at the time of birth of the child
    • Name of the Child in Punjabi and English (Correctly Spelled)
    • Gender of the Child
    • Grand Father's Name in English and Punjabi
    • Place of Birth of the Child
    Important Dates:
    • If the Child is born prior to 31-12-2003 then Name of the Police Station is required.
    • Name of the Revenue Block (Tehsil Block) required if born from 01-01-2004 to 30-09-2010
    • If born after 01-10-2010 then Name of Primary Health Centre (PHC) or Community Health Centre (CHC) is required.

    Wednesday 2 December 2015

    Are U cheated by any Online Seller, Service Provider, Manufacturer

    If you feel cheated by any online seller, service provider or manufacturer - please do not hesitate to visit Samadhan Kender, Near Bikaner Mishtan Bhandar, Opp. Shivaji Park, Patiala Road, Rajpura to raise your voice and file complaint with the appropriate authorities to get back your hard earned money. We, at Samadhan Kender, will follow up the matter to its logical end and at last you will feel happy after recovering your lost money.

    In the present day Digital World more and more consumers are switching to shopping online for all type of consumer items ranging from electronics, medical instruments, medicines to even vegetables and fruits. Before shopping online take care of the following few important points so that you can insulate yourself from online cheating sites which may caught you unaware and you may lose your hard earned money due to ignorance:

    Important Points before Shopping Online:
    • It is always better to have a verified profile on the shopping site rather to fill in your delivery address just for the sake of casual shopping so that you have full access to your registered profile.
    • Never save your Credit Card details with the online shopping sites to avoid against accidental click to complete an unwanted purchase transaction. I remember an incident in USA where a five year old child while playing with the smart phone of her dad ordered BMW Car which was delivered within "No Time" and the father took the delivery of the vehicle just to honor the order placed by his 5 year old girl child.
    • If you are maintaining a "Wallet" with the shopping site to keep the credits, discounts, refunds, return payments or keeping funds to make express payments - please make sure that you can make Nomination in Wallet Account so that in case of any eventuality credits in your wallet accounts get accessed by your nominees/legal heirs. One of affluent friends, Madam Hillary, who was an online shopping addict and used to create wallet account even at unknown and unpopular shopping sites, when asked to tell as to how many wallet accounts she was maintaining replied in negative as she had no knowledge about the number of wallet accounts and amount lying in such wallets. When I started checking the possible sites I found that she was maintaining wallet accounts at more than 100 shopping sites, shopping malls like Big Bazar etc. The sum total of the credits lying in such wallets crossed $10000 (INR Rs.650000 approx) which could have earned her monthly interest of coll Rs.6500 per month at the rate of 12% per annum. Moreover in case of any eventuality these small amounts by shopping sites will be enjoyed as charity by the big business houses as the Government has not prescribed any law for upkeep of such Inactive Accounts.
    • You can cancel the order before it gets dispatched in case you find that the order has been placed under mistake of fact.
    • Every online seller has refund policy and you can return the item and claim refund within the refund period under refund rules.
    • While making payments in execution of your online orders or making payments of utility bills make sure that there is Security PadLock in the address bar.
    • Also check for service charges or service taxes levied by the payment gateways while making payments through debit cards and/or credit cards. In most of the cases there are no charges while making payments through Net Banking.
    • Do not be tempted to make payments through Credit Cards of particular banks who offer Cash Back while using their bank's credit card. Once I paid a sum of Rs.6990 through HDFC Bank Credit Card to avail 5% Cash Back on Snapdeal but felt cheated when no amount of Cash Back as promised was credited to my HDFC Bank account. The matter was taken up with SnapDeal and HDFC Bank simultaneously who referred to the Terms and Conditions of the offer which ran into a dozen of pages. I had to spend more than 2 hours in reading T & C online to find that Cash Back will be credited after a lapse of more than 90 days. Ordinarily a common man will forget about the cash back and you may not get cash back without registering complaint. You can check another example of cheating by bigwigs like Britannia.
    • Never accept the Courier which is tempered with. In case of items of higher value say value more than Rs.5000.00 it is always better to open the box immediately in presence of the delivery boy under video so that you can raise the claim in case of broken, damaged article or no article.
    • Keep a record of all your online profiles to keep track of your Digital Assets
    What to do if U are cheated by any Online Seller, Service Provider or Manufacturer:
      Even after following the above precautions if you feel cheated by any online seller, service provider or manufacturer - please do not hesitate to visit Samadhan Kender, Near Bikaner Mishtan Bhandar, Opp. Shivaji Park, Patiala Road, Rajpura to raise your voice and file complaint with the appropriate authorities to get back your hard earned money. We, at Samadhan Kender, will follow up the matter to its logical end and at last you will feel happy after recovering your lost money.

      Tuesday 1 December 2015

      List of 2015 Holidays in Punjab

      Are you planning to visit any of the office of Punjab Government. Check the official list of holidays as declared by the Government of Punjab so that your precious time and money does not go waste while visiting the Punjab Government offices on holidays or week end days.

      List of Holidays-2015 in Punjab:

      Sr. No.Name of the Holiday(s)Date on which they fallDay of the week
      Basant Panchami / Birthday of Satguru Ram Singh Ji
      24th January
      Republic Day
      26th January
      Birthday of Sri Guru Ravidass Ji
      3rd February
      Maha Shivaratri
      17th February
      6th March
      Shahidi Divas S. Bhagat Singh Ji
      23rd March
      Ram Navami
      28th March
      Mahavir Jayanti
      2nd April
      Good Friday
      3rd April
      14th April
      Birthday of Dr. B.R. Ambedkar
      14th April
      Lord Parshuram Jayanti
      21st April
      May Day
      1st May
      Martyrdom Day of Sri Guru Arjun DevJi
      22nd May
      Kabir Jayanti
      2nd June
      Idu'l Fitr
      18th July
      Martyrdom Day of Shaheed Udham Singh
      31st July
      Independence Day
      15th August
      Parkash Utsav Sri Guru Granth Sahib Ji
      1st September
      5th September
      Birthday of Baba Sri Chand Ji
      23rd September
      Id-ul-Zuha (Bakrid)
      25th September
      Birthday of S. Bhagat Singh Ji
      28th September
      Birthday of Mahatma Gandhi Ji
      2nd October
      Birthday of Sri Guru Ram Dass Ji
      9th October
      Agarsain Jayanti
      13th October
      22nd October
      Birthday of Maharishi Valmiki Ji
      27th October
      11th November
      Vishwakarma Day
      12th November
      Martyrdom Day of Sri Guru Teg Bahadur Ji
      24th November
      Birthday of Sri Guru Nanak DevJi
      25th November
      Christmas day
      25th December

      We have extended our working hours                                Monday to Friday                      9.00 A.M.       to       6.0...