Free Free Free WiFi Free in Rajpura at Samadhan Kender

Do you know any Free WiFi Zone in Rajpura?  No where you can find the Free WiFi Zone* but Samadhan Kender has started this unique service for the first time in Rajpura. Visit us for free WiFi Services on your Smart Phone at Samadhan Kender. Visit for registration to be among the first 1000 priviledged customers/users. Keeping in view the huge demand we have upgraded our band width and download speeds with immediate effect.

Note: *Terms and Conditions Apply

Have you secured your future with Atal Pension Yojna

Samadhan Kender can subscribe to Atal Pension Yojna on your behalf and the premium will get get auto debited to the bank account of the subscriber. Samadhan Kender is authorised Common Service Center under CSC SPV scheme of Government of India to act as delivery channel for welfare schemes from Government to Citizens. Now you need not go to your Bank for filling lengthy forms for subscribing to Atal Pension Yojna and you can just entrust the job to Team at Samadhan Kender to look after your interests as we will make it possible through AEPS (Aadhaar Enabled Payment System) to auto subscribe to Atal Pension Yojna through your bank account with any bank if the bank account is linked to your Aadhaar Card.

Salient Features of APY:

1. This scheme aims to provide pension after retirement for unorganized sector workers.

2. Any individual in the age group of 18 to 40 years can subscribe to this pension scheme.
3. Pension amount is Rs. 1000 to Rs. 5000 depending on the amount of premium paid.
4. Premium ranges between Rs. 42 to Rs. 1454 per month depending upon age of entry and chosen pension amount.
5. Premature withdrawal is not allowed. You cannot withdraw out of scheme before retirement.
6. This scheme is not available for income tax payees .
7. Only 7.8 to 8% returns are available.
8. Employees who are covered under EPF scheme which is a statutory social security scheme cannot subscribe to this scheme.
9. In case of unfortunate death of subscriber, spouse will get pension and even after the death of spouse, eligible nominee will get pension wealth.
10. After reaching the age of 60, the subscriber need to apply for and regular pension will be payable.
11. Government of India will contribute to the extent of 50% of the premium or Rs. 1000 whichever is less for a period of 5 years w.e.f. 01.06.2015 onward.
12. Monthly subscriptions are remitted through auto-debit facility from the subscribers savings bank account. 
13. It is mandatory to provide spouse details( wherever applicable) and nominee details.
14. A subscriber can open only one APY account and it is unique to the subscriber.
15. Amount of subscription can be increased or decreased only once in a year during the course of accumulation phase.
16. Status of contributions are intimated through SMS on registered mobile number. Physical statements are also made available.
17. Non-maintenance of required subscription amount in savings bank account will be treated as default and additional amount will be charged by banks for delayed payments.
18. All existing members of the government's 'Swavalamban Yojana NPS Lite' will automatically be migrated to the Atal Pension Yojana.
19. The due date for monthly contribution will be as per the initial date of deposit of contribution into APY
20. The APY scheme is administered by PFRDA/GOVERNMENT
21. All CSC's are authorised to make it possible for you to subscribe to APY.

Premium Amount:

Typical examples of premium amounts is as follows :-

1. Rs. 42 per month for pension of Rs. 1000 per month in case of entry at 18 years of age.
2. Rs. 210 per month for pension of Rs. 5000 per month in case of entry at 18 years of age
3. Rs. 291 per month for pension of Rs. 1000 per month in case of entry at 40 years of age.
4 Rs. 1454 per month for pension of Rs. 5000 per month in case entry at the age of 40 years of age.
5. Nominees to get Rs.170000 to Rs.850000 in case of death of both husband and wife.

How to Subscribe to APY:

1. You need to have a Savings Bank Account and your Adhar Card. Mobile phone number is also required.

2. You visit your nearest Common Service Center or nearest bank branch. While at CSC like Samadhan Kender, you will not have to fill in any form but in the Bank you need to fill the forms.
3. On indicating the pension amount in application form, the premium amount will be known to you.
4. Renewal is required every year to keep the scheme active. CSC's make it possible to auto recover premium from your bank account if sufficient balance is maintained.

"VLEs and CSCs like Samadhan Kender can now register account holders of Punjab National Bank for Atal Pension Yojna through www.apna.csc.gov.in . In a key decision PNB has agreed to extend APY enrollments of their account holders through CSCs across the country. This will not only help PNB in increasing their APY subscriber base but will also give VLEs/CSCs the opportunity to contribute in this mega social security scheme launched by Hon'ble PM Shri. Narendra Modi to improve the post retirement life style of unorganized sector and marginalized population. Let's take this opportunity to ensure maximum coverage in your respective areas."


Samadhan Kender is an effort to solve all problems under one roof by Panel of Experts.समस्या आपकी, समाधान हमारा I ਸਮਸਿਆ ਤੁਹਾਡੀ, ਸਮਾਧਾਨ ਸਾਡਾ I

Get Aadhaar Card corrected under OTC-One Time Correction Camapgin

In the year 2009, the UIDAI came into existence for issuance Aadhaar ID's to all the Indian Residents. It was a mammoth task. The Government entrusted the enrollment job to privately managed Enrollment Agencies who did not bother to punch the important data of the citizens properly in an effort to make a quick buck to garner a few thousand crores from the GOI for accomplishing the mammoth task in a hurry. The following type of mistakes crept into the Aadhaar Cards issued to a big population of more than 100 crores:

Discrepancies in Names

• Most of the names were got verified from Voter Cards (EPIC) which are generally issued by State Governments in regional languages like Punjabi in Punjab, Hindi in Haryana and Tamil in Tamil Nadu. Spelling mistakes crept in the Aadhaar Cards for example Kuldeep Singh and Kuldip Singh are similarly spelled in Punjabi whereas in English the name can be written in two ways which can pose problems while getting PAN Card, Passport, Educational Degree and Certificates, Pension Payment Orders and Employer ID Cards etc as the rules say:

Minor change in name - change in name because of spelling discrepancy between passport and documents Which phonetically do not result in total change in name. Moreover different names in different Identity Proofs can pose difficult situations.

• While getting yourself enrolled for Aadhaar the citizens must ensure that the name matches with the name mentioned in your educational degree, employer ID card, Pension Payment Order and there is no mismatch. As regards PAN Card and Voter ID Card the names can be easily got corrected at Samadhan Kender.

Discrepancies in Date of Birth:

• DOB is a very important issue and needs to handled with utmost care. Birth Registrations are mandatory within 21 days of birth with the local registrar. Following type of discrepancies have been noticed in various ID Proofs:

1. Voter ID Cards often display approximate age which is totally unreliable and can not be accepted as valid proof of Date of Birth or Proof of Age to avail the Benefits available to Senior Citizens.
2. Most of the Aadhaar Card have Date of Birth (Declared) which is not accepted anywhere as Date of Birth (Verified) is only valid proof of DOB.
3. PAN Cards can be issued with Date of Birth declared and sworn before a judicial magistrate but can not be treated as valid Proof of Date of Birth.
4. SSC/Matriculation/Secondary School certificate date of birth is a valid proof of date of birth but if the Date of Birth is on or after 26/01/1989 then Birth Registration is the sole Proof of Date of Birth.

While getting enrolled for Aadhaar the citizens are advised to get the Date of Birth (Verified) status on the basis of Birth Certificate, Passport or SSC/Matric/Secondary School Certificate. It is in your own interest to check and match the correctness of personal particulars on all proof of identity lest you get puzzled at a later stage. Personal Particulars mean your Name, Father Name, Grand Father Name, Mother Name, Place of Birth, Date of Birth correctly spelled with no mismatch.

Discrepancies in Name of Father or Mother

The above 4 points hold good for the ID Proofs of your Father, Mother or ancestors.

Discrepancies in Proof of Address

Holder of ID Cards like PAN, PRAN, Voter ID, Aadhaar, Bank Pass Book are advised in their own interest to keep on updating their New Address, Mobile Number and Email ID to have an uninterrupted access to their accounts. Updating of Address in various ID Cards is very simple. You can visit Samadhan Kender to get your address, mobile number or email ID updated in your Aadhaar ID on the basis of which it becomes easy to get the address updated in other ID Proofs.

Samadhan Kender has launched One Time Correction-OTC campaign to update Aadhaar of residents of Rajpura and its adjoining villages.  Visit Samadhan Kender on all week days including Saturdays and Sundays from 10 AM to 8 PM to avail this unique facility of One Time Correction-OTC to update your Aadhaar.

What is the Difference between Suvidha Kender and Samadhan Kender:

Suvidha Kender	Samadhan Kender
You have to pay Parking Charges of Rs.20 for every visit .	No Parking Charges
Limited Working Hours	Working Hours 10.00 AM to 8.00 PM
Lunch Time Half Hour to One Hour	No Launch Time
Closed on Saturday and Sunday	Open 24x7x365 including Saturdays and Sundays.
Long Queues	No queues. Feel at home at Samadhan Kender
No Follow up for Aadhaar Enrollments	We make regular follow up and inform the citizens through Mobile Call and SMS about the status of their Aadhaar

Fresh Aadhaar Enrollment is in full swing at Samadhan Kender along with more than 101 Services being provided by Samadhan Kender under the banner of Common Services Center as Samadhan Kender is Government of India authorized CSC Centre, first of its kind in Rajpura 140401 Punjab India.

Insurance Centre opens at Samadhan Kender

You might have taken Life Insurance from reputed insurance companies through nationalized government sector banks and private banks who have tie up arrangements with different insurance companies to sell their products just to earn commission. But what happens after you have taken the Insurance Cover? Just look at these astonishing facts:

One of the leading nationalized bank entered into "Tie up Arrangement" with Reliance General Insurance Company and the bank cancelled the tie up arrangement with in 2 years due to difference. Now the customers who had taken the Reliance Cover searched for the local office of Reliance General Insurance Company and they were surprised to note that there was no office of the company in Rajpura and even to pay the premiums the customers had to visit either Patiala or Chandigarh offices of the company.

One of the customers took the HDFC Life cover through HDFC Bank but when the customer went to the HDFC bank to deposit the renewal premium the banker told that it can be deposited only with HDFC Life office at Patiala. 

There are hundreds of cases where the customers feel cheated as they do not find any office of the above reputed insurance companies in small villages and towns. To overcome this problem and to provide services like payment of renewal premiums Samadhan Kender has enabled the payments of insurance premiums of any insurance company listed above for which Samadhan Kender has been provided the premium CSC platform under Digital India programme of Government of India. 

Insurance Services Provided at Samadhan Kender

1. No extra Charges. Just Pay your Insurance Premium with us and get Instant Premium Receipt issued by the respective Insurance Company.
2. Samadhan Kender has data access to Insurance Policies of above 17 Life Insurance Companies and Samadhan Kender issues the valid Premium Receipt instantly, which is digitally signed by the respective Insurance Company.
3. Premiums can be paid one month is advance from the due date.
4. Customers have to provide the following information:

• Name of the Insurance Company
• Insurance Policy Number
• Date of Birth of the Insured

We also provide Duplicate Receipt service for the premiums paid through us at very nominal costs.

Note: Do you know that Samadhan Kender is UIDAI approved Permanent Aadhaar Enrollment Center, First of its kind, in Rajpura catering to the needs of Rajpura and its adjoining village.

Samadhan Kender is Single Window to Solve all your Problems

Visit Samadhan Kender to avail Expert Advice for following services:

Experts providing Samadhan at Samadhan Kender

1. Passport Services
2. Aadhaar Card Related Problems
3. Voter Card related problems
4. PAN Card related services
5. E-Filing of Income Tax Returns
6. TradeMark and Copyright Registrations
7. Online appointment with PGI Chandigarh
8. Free of Cost E-Locker for keeping all your scanned documents in        safe custody which can be accessed anytime, anywhere 24x7x365.
9. Matrimonial Services, Match Making Kundlies
10. Astrology Related Nivaran and Solutions.
11. Consumer Complaints against Private Companies, Service Providers, Central and State Government undertakings including Banks, Insurance Companies.
12. Free Wi-Fi Facility to make "Digital India" dream come true.
13. Payment of Electricity, Phone Bills, LIC or any other Insurance Premiums, Recharge of Mobiles, Dish TV etc., Booking of Railway Tickets, Air Tickets and Hotels.
14. Know your CIBIL score before approaching any Bank for Home Loan, Car Loan, Personal Loan, Property Loan or any other working capital. Our experts will also guide you how to improve your CIBIL Score so that your loan application does not get rejected.
15. Death Claims in respect of Bank Deposits, Lockers and Insurance Claims or claims with PF organisations.
16. Risk Free Retirement Planning to get Maximum Returns on Investment without investing in Share Market or Mutual Funds.
17. Banking Consultancy Services
18. Property Consultancy Services
19. Register with Samadhan Kender to get SMS Alerts for Job Openings matching with your qualification and interests.
20. Apply online for Government Jobs and Private Jobs.
21. Visit us to get your Birth Certificates, Marriage Registration Certificate, SC/ST Certificates or Death Certificates. Our experts will help you at every step
22. Visit Samadhan Kender for Advanced Legal Consultancy on difficult matters and to obtain Succession Certificates, Drafting and Registration of Wills.
23. Free of Cost Training and Learning Centre for qualified Graduates as to how to "Earn from Home"
24. Designing of Websites to make your presence on the Internet.
25. Online Advertising.
26. Any other service you can think of and all under one roof.

Samadhan Kender is looking for qualified sales girls to work on Commission Basis. Interested Candidates may visit Samadhan Kender, Near Bikaner Misthan Bhandar, Rajpura - 140401 Punjab on Rajpura-Patiala Road opposite Shivaji Park.

Soon Launching Registrations under National Digital Literacy Mission

After successfully launching the Common Service Center under Common Service Centres (Scheme) by the Department of Electronics and Information Technology, Government of India, Samadhan Kender, CSC approved by the GOI under Digital India Programme, is all set to launch the registration process under National Digital Literacy Mission of GOI.

Contact Samadhan Kender, the full fledged Common Service Center approved by GOI. Samadhan Kender is the first and only Common Service Center in Rajpura - 140401 catering to more than 50 villages in the Rajpura Block.

Sincere effort to make "Digital India" come true.

Opening Shortly - Common Services Center of GOI

Samadhan Kender has been approved by GOI as authorized CSC (Common Services Center). Under the banner CSC the Samadhan Kender will make the following services available to public at very reasonable prices:

1. Aadhaar Services including fresh enrollments, correction and updation in existing aadhaars including addition of mobile number and email in the Aadhaar ID. We will also providing laminated color original printouts of lost, fresh or corrected/updated aadhaar cards with proper digital signatures.
2. Voter Card Services including fresh enrollments, correction and updation in existing EPIC/Voter Cards. We will also be providing laminated color original printouts of lost, fresh or corrected/updated voter cards.
3. We are already undertaking the PAN Card and Passport Services to which many more features will be added.
4. LIC Premium Payments, Utility Bill Payments and Money Transfer to any bank in India will also be carried out through CSC portal under e-Governance plan of GOI.
5. Educational coaching to achieve Digital Literacy.
6. Any Services related to Banking, Insurance and Pension.
7. Income Tax Return filing and other related services.
8. Government Recruitments including Indian Army, Indian Navy and Indian Air Force.
9. Jeevan Parman (Digital Life Certificates) for getting uninterrupted pension from Government.

Samadhan Kender is committed to make your life comfortable by providing Government to Citizens services and many more services under one roof to make Digital India dream come true.

Know all about your Credit Worthiness at Samadhan Kender

What is Credit Score and Credit Rating Agency:

Credit Score is a numerical value calculated by an approved credit rating agency to provide report about credit worthiness of any individual. CIBIL ( Credit Information Bureau India Ltd. is the best credit rating agency and all the nationalized bank and private sector banks rely upon the Credit Score rating provided by CIBIL. Other upcoming and less know rating agencies operating in India are Equifax and Experian.

What is the importance of Score based Credit Rating:

Any prospective borrower must check his or her credit score before approaching any bank for any type of loan so that his or her application does not get rejected because of poor or defective credit rating score. Samadhan Kender not only provides services to know your credit score before hand but also helps the prospective borrowers to get the score improved or rectified as sometimes the bad score computed by CIBIL is due to non reporting or wrong reporting by the banks and financial institutions.

What is Good or Bad CIBIL Score:

Normally CIBIL score is a 3 digit number ranging from 300 to 900 and score more than 750 is considered good score to approach the bank for availing loan. If you have score less than 750 then you need professional advice being provided by Panel of Experts at Samadhan Kender, who will analyse your credit rating report and suggest the ways to improve the credit score in short duration. CIBIL scores are updated on monthly/quarterly basis.

What can be the possible factors for poor Credit Score:

1. Normally people go to one bank or the other for their credit needs and the lending institutions, as a matter of abundant caution, draw the credit score in the first instance. In case the bank declines the loan applications for other reasons like non availability of adequate security, margin or owned capital then the inquiries made by the lenders get registered in your database with CIBIL. While approaching the bank either get your score based report through Samadhan Kender or yourself to show it to the bank as reports taken out privately will not downgrade you credit score whereas inquires by banks can downgrade your credit score as the computing systems will mark you as "Credit Hungry" who is in urgent need of money. If you approach one bank after another every banker's inquiry will lower your credit score with the new bank increasing the chances of your application getting rejected. So, it is prudent to obtain the credit rating score privately from Samadhan Kender or elsewhere.
2. If your credit score shows high current balances and borrowings the bankers will become alert as it will tell the bankers about your repaying capacity based on your income as per your IT returns. It is therefore, advisable to close the overdraft limits with credit balances, adjust the loans against bank deposits etc. etc.
3. Sometimes even after you repay the loan in full the banks do not close the loan accounts and such loan accounts are shown "Open Status" in your credit score. Experts at Samadhan Kender will help you at every step to get the status changed from "Open" to "Closed" as open status may mislead the lending institutions.
4. Similarly sometimes loan accounts in your credit report may be reported with status as "Written Off" or "Settled". It is always better to negotiate with the lending institutions to get the status changed to closed as the written off or settled status are likely to raise the risk perception and result in negative impression.
5. Moreover even if you clear your defaults and over dues then it is not going to improve your credit score immediately and you have to keep a clean track to have better credit score.
6. While repeated bank inquiries can lower your credit score but having a Credit Card and using it judiciously can improve your Credit Score.

What is the time limit to wipe out defaults in the Past:

• Your Credit History is preserved for at least 7 years from the date of maturity of loan and it can be stretched even beyond 7 years.
• Even if you have paid your loan in full there is default of single loan installment then it will go on reflecting in your credit score for 7 years after the repayment in full.

For further information visit Samadhan Kender, near Bikaner Mishtan Bhandar, Rajpura-Patiala Road, Rajpura 140401 Punjab.

Midnight Services Electricity Bills of Punjab State Power Corporation

Last Date of payment of Electricity Bills is 16th November 2015. As 16th November 2015 has been declared as holiday by Punjab Government the public is hereby informed that Samadhan Kender Rajpura will be paying electricity bills till midnight up to 24 hrs. Please visit Samadhan Kender to avoid last minute rush. We will be collecting bills up to 9 PM today for payment by midnight* to avoid penalty.

*Terms and Conditions Apply. 

Samadhan Kender offers Variety of Services under one Roof

To make your life comfortable Samadhan Kender is adding the following services on huge public demand:

• Legal Consultancy Services
• Banking Consultancy Services
• Succession Related Consultancy Services
• Matrimonial Services and Match Making
• Birth Registration
• Death Registration
• Marriage Registration
• Astrology Consultancy Services
• Investigation of Title to Property to insulate you against Frauds
• Investigation of Matrimonial Proposals
• Retirement Planning - Zero Tolerance Risk investments
• Income Tax Consultancy for Individuals to plan your taxes 
• Death Claims with Banking, Insurance, Private Companies, Provident Fund Organizations
• Keep Watching for more services

Note: We do not provide any consultancy for Criminal Cases. Please do not call or visit for any consultation regarding Criminal Cases.

Utility Bills Facility at Samadhan Kender

Samadhan Kender pays the following Utility Bills of the customers:

1. Electricity Bills of Punjab State Power Corporation Ltd.
2. Landline, Mobile and Broadband Bills of BSNL
3. Any Mobile Bills of following Service Provider

• Idea Company online Charge or Bill Payment
• Airtel Company online Charge or Bill Payment
• Vodafone Company online Charge or Bill Payment
• Reliance Company online charge or Bill Payment.
• Dish TV Recharge online
• Tatasky TV Recharge online

Hello Rajpura

Samadhan Kender has been opened to provide variety of services under one roof. To start with we are providing the following services from the first week of Nov.2015: (Contact for Free Registration. Special Facilities for College Students and Senior Citizens)

Passport Services : To avail Passport Services, customers are requested to bring following Documents:

• Address Proof
• Proof of Date of Birth
• ID Proof
• Scanned Photograph and 3 Passport Size photographs.
• Email ID and Mobile Number.

Pan Card Services: To Get new Pan Card, customers are requested to bring following Documents:

• Proof of Date of Birth
• ID Proof, Address Proof.
• Scanned Photograph and 3 Passport Size photographs

LPG Subsidy Linking: To Get your LPG Subsidy linked to your Bank Account, customers are requested to bring following Documents:

• LPG copy
• Aadhaar Card
• Bank Pass Book

Aadhaar Card Services: To Get your Aadhaar Card Edited, Customers are requested to bring following Documents:

• For correction in Address : Proof of Address
• For correction in Date of Birth: Proof of Date of Birth
• For correction  in Name:  Proof of correct Spelling

Voter Card Services: To Get your  Voter Card registered online, Customers are requested to bring  following Documents:

• For correction in Address : Proof of Address
• For correction in Date of Birth: Proof of  D.O.B.
• For correction in Name: Proof of correct Spelling
• For New Voter Card Enrollment: All Above Documents and Scanned Photo, Ashaar Card.

CIBIL Rating for Bank Loans: To Get your CIBIL Ratings Score Your Pan Card is required, You need CIBIL Ratings for any type of financial loan. We will also tell you how to get those Loan Accounts removed from CIBIL, which has been paid, compromised by you with the concerned banks. Check your CIBIL report to know if any loan is still outstanding even after having been paid by you in full and final settlement.

Keep all your Documents in Digi Locker: To keep your documents safe in a Digi Locker you need the following:

• Aadhaar Number ( with Mobile Number duly registered). In case your mobile number and email ID is not registered in Aadhaar Card, we will get it done online for you and  Free Digi Locker can be taken from Government of India for keeping all your important documents like certificates, title deeds, wills, birth, marriage and death certificate, Pan Number, Passport etc etc online secured by Government of India. In future your Educational Degrees and Certificates in digital and dematerialised form will land directly in your Digi Locker account.
• Your Mobile Number
• Scanned or Physical copies of all the Documents you want to keep safe for Life, You can get copy duly certified by Government of India anywhere anytime 24x7x365 you need. We will upload all your documents after scanning.

Payment of Utility Bills: We will pay all your utility bills of service providers who are making their bills available online. Presently in Punjab - these Service Providers provide the facility of making online payments, recharges and top ups. In case you forget to make payment of bills on the last date then internet provides the facility of making payments up to 24:00 midnight  and you can save heavy penalties being charged by service providers like Punjab State Power Corporation Ltd. But these services up to midnight will be made available to premium customers and for payments involving penalty of more than Rs.500/-.