Tuesday, August 23, 2016

Are you Lending your Mobile Number or Email ID

Are you Lending your Mobile Number or Email ID:

In developing countries like India where due to IT revolution communications facilities are being upgraded from 2G to 4G and the most of the public is using mobile sets with prepaid SIMs the public is frequently discarding mobile numbers and it has become a fashion in India for people with doubtful integrity to discard their mobile numbers, the individuals who do not have any mobile number of their own prefer to provide the mobile numbers of their nears and dears in their bank accounts or other commercial transactions.


Only yesterday a customer visited us whose request for Personal Loan was rejected by the Bank due to poor CIBIL Score whereas she never defaulted in repayment of any of her loan with the lending institutions. She was very much perturbed to see her Low Credit Score. On getting advice from her bankers she decided to visit Samadhan Kender for resolution of her problem to get the Credit Score rectified and reviewed by credit rating agencies like CIBIL, Experian, Equifax and High Rank. 

Our Panel of Experts examined her credit report which included the Loan Accounts in Default with particulars undisclosed. The matter was taken up with the credit rating agencies who removed the unhealthy loan accounts which crept in the credit report. But our panel of experts did not stop here. Our team wanted to know why the loan accounts of others crept in her credit report. 

On checking with the lending institution of one of the loan account in default, it was noticed that the loan account belonged to one of the close friend of the lady who visited us. When our team inquired further it came to our notice that the close friend of the lady had given the mobile number of that lady to her lending institution while availing the loan. Now when the CIBIL report of the lady was drawn by her banker by providing her mobile number - it fetched the loan account details of the said friend of the lady as it was linked with her mobile number. While we could convince the credit rating agencies to remove the account from the report but to ensure that the account is not fetched again - the lady was advised to get the loan account of friend unlinked from her mobile number.

Beware and never allow any of your near and dear to give your Mobile Number, Email ID or Pysical Address to their lending institutions. It can change your Credit Score drastically depending upon the credit history of your nears and dears to whom you have lent your Mobile Number, Email ID or Physical Address.

Monday, August 22, 2016

Can DigiResults Provide NEET Rank Letter

Get NEET Rank Letter through DigiResults in DigiLocker at Samadhan Kender:

Now CBSE is issuing Digital NEET Rank Letters through DigiResults in your DigiLocker account. Students can not only view NEET Results but also download their NEET Rank Letters from their own personalized DigiLocker being provided free of cost by Government of India to keep the important documents which can be accessed anywhere anytime. NEET Rank Letters are digitally signed and are issued by CBSE.

For further details spare few minutes to visit Samadhan Kender, Near Bikaner Mishtan Bhandar, Patiala Road, NH64, Rajpura 140401 Punjab or contact Navneet Sood  on Mobile Number 9316077749.

Sunday, August 14, 2016

Have you registered with FSSAI

Have you obtained your Food License and Registration with FSSAI

As per news appearing in leading newspapers only 9105 food licenses and 23075 registrations have been made till now whereas Punjab Government has started the registration and food licensing work way back in March, 2014. Now Punjab Government is likely to tighten its noose on Hawkers, Dhabas, Eaterires, Hotels, Restaurents, Canteens, Clubs to ensure compliance of guidelines issued by FSSAI, the Food Safety Standards and Regulatory Authority of India under FSS Act 2006. Now Food Licensing and Registration work throughout India has been entrusted to Common Service Centers like the one working at Samadhan Kender, Near Bikaner Mishtan Bhandar, Patiala Road, NH64, Rajpura 140401 Punjab.

Now following categories of food business operators can contact Samadhan Kender (9316077749) for immediate online registration with FSSAI:

1. Hawkers

Now Hawkers, Rehriwalas selling food items like Samosa, Tikki, Golgappa, Papri, Dahi Bhalla, Noodles, Pav Bhaji, Dosa Masala and other items need to register with FSSAI and registration is open at Samadhan Kender with immediate effect on First Come First Serve basis.

2. Tea Shops


Similarly Tea and Coffe shops who are selling beverages like cold drinks, fresh or canned juices along with snacks also need to get registered with FSSAI for which they may visit Samadhan Kender. 



3. Restaurants

Restaurants operating without FSSAI registration will be facing tough time in the near future as heavy penalties  are likely to be imposed by law enforcing agencies in all states.

Get Directions to Samadhan Kender