Monday 30 November 2015

How to apply online for SC/BC Caste Certificate in Punjab

To avail any government service in India one needs to visit Services section at National Portal of India and select the service and the state in which services are required. For example if one has to apply for SC/BC Caste Certificate in the State of Punjab then search for the same at National Portal of India and it will take you to the desired linking page.

Once you are directed to the Punjab State Government site at the proper link then follow the following procedures provided there on the link:
  • On the State Portal of Punjab, click on Citizen Login link
  • If you are a New User, Click on New User to make profile or else Login with your userID and password.
  • If logging in for the first time then update your profile before proceeding further.
  • Click on Fresh Application link in the left menu.
  • On the next page all services by all departments will be listed. Chose the proper service and department to apply.
  • If you wish to apply online then go to alternative number 2 and click on "Click here to fill the application online".
  • Fill the form and Submit online.
  • Click "View saved Application" and Upload supporting documents as below:

Supporting Documents:
  • Scanned Copy of Proof of Residence is mandatory
  • Scanned Copy of Verification Leaf from Sarpanch/Patwari/EO of MC/Municipal Counselor of the Ward is mandatory
  • Scanned copy of proof of age is mandatory
  • Scanned copy of ration card is mandatory
  • Scanned Copy of Self Declaration Form/Affidavit.
  • Any Other document is optional
Ready Information required to apply online:
  • Applicant's name, address and relationship with beneficiary.
  • Beneficiary Details along with DOB, Father and Mother's name, address with PIN-Code.
  • Marital Status of beneficiary and name of spouse.
  • Email ID, Voter ID, Aaadhar UID, Contact Mobile Number is mandatory.
  • Religion and Caste of the beneficiary.
  • Verification Number from Sarpanch/Patwari/EO of MC/Municipal Counselor of the Ward.
Note: Go through this Government Order regarding time to be taken for issuance of SC/ST Certificate by Concerned authorities in the state of Punjab.






              

    Wednesday 25 November 2015

    Book Railway Tickets and Air Tickets at Samadhan Kender

    Now you can book your Railway Tickets hasslefree at Samadhan Kender. You need to submit the following details for booking railway tickets through Samadhan Kender:
    • Name of the Passenger as available of ID Proof like Aadhar Card, Passport, PAN Card, Voter Card or even Credit Card of any commercial bank.
    • Valid Date of Birth proof for claiming Senior Citizen or Infant concession.
    • Mobile Number to get SMS for Status of PNR, Train Departure and Schedule
    • Valid Email ID linked to Your Mobile Number as above
    • Journey from (Name of Station) to (Name of Station)
    • Date of Journey
    • Do you want Confirmed, RAC or even Waiting Listed Ticket.
    Do you know that if you are not able to catch the train then you can avail refund facility as per ICRTC Refund Rules which are subject to change from time to time.

    General Info Required to Fill Passport Online Application

    The following information should be kept ready to be filled online for applying for Passport Online:

    1. Date of Birth of the Applicant 
    • For applicants born on or after 26/01/1989, only Birth Certificate issued by the Municipal Committee or any office authorized to issue Birth and Death certificate issued by Registrar of Births and Deaths is acceptable. Birth Certificate should include name of the child, name of father and mother, place of birth, sex, registration number and date of Registration. However in case the the Birth Certificate does not include the name of the child, a declaration on plain paper signed by parents, is required to be submitted specifying the name of the child.
    • School Leaving Certificate/Certificate of Recognized Boards from the school last attended by the applicant or any other recognized educational institution can be accepted for applicants who have passed Matriculation or above.
    • Affidavit sworn before a Magistrate/Notary stating date/place of birth as per specimen in Prescribed Affidavits by illiterate or semi-illiterate applicants (Less than 5th class)
    2. Place of Birth with Village, PO, Tehsil, District and Pin-Code.
    3. Martial Status
    4. Employment if Any (For Government Employees NOC is required as per Prescribed Annexures.
    5. Educational Qualifications.
    6. Visible Distinguish Mark on the Body
    7. Aadhaar Number of Applicant
    8. Father's and Mother's Name
    9. Residing at Current Address Since ______________ along with name of Police Station
    10.Complete Address of the applicant along with Pin Code
    11.Mobile Number of the Applicant
    12.Email ID of the Applicant
    13.Name, Addresses and Mobile Numbers of Two References
    14.Emergency Contact - Mobile Number, Name and Address
    15.Proof of Present Address - which can be Water/Telephone/Electricity Bill, Photo Pass Book of running Bank Account, IT Assessment Order, Voter/EPIC Card, Gas Connection Bill, Spouse's Passport Copy, Employer's ID Card of reputed and widely known companies, Parent's passport copy in case of minors (first and last page)
    16.Aaadhar Card issued by UIDAI
    17.Standard Affidavit as per Prescribed Affidavits
    18.Marriage Registration for adding name of Spouse


    Sunday 22 November 2015

    Meet our Experts for Free at Samadhan Kender

    On every Sunday from 10.30 AM to 12.30, our Experts meet the public in general for free of cost consultation with prior appointment. Appointment can be fixed with M-9569777749 alongwith details of problem, name, address and mobile number on every Saturday. We have Experts from various fields on our Panel.  Before booking the free consultation check the name of the expert with whom you want to consult from the Panel of Experts.

    We do not provide any consultancy on Criminal Cases. 

    Have you planned your IT for 2015-16 as per Budget?

    As per Budget 2015 introduced in Parliament the Finance Minister has kept the Personal Income Tax rates unchanged for the Financial Year 2015 /2016 (Assessment Year 2016-2017). He had proposed to introduce or extend the Tax Deduction limits Under few Sections of the Income Tax Act. Let us understand all the important sections and new proposals with respect to 'Income Tax Deductions 2015′. This list will help you in planning your taxes.

    Income Tax Deductions 2015

    Section 80c
    The maximum tax exemption limit under Section 80C has been retained as Rs 1.5 Lakh only. The various investment avenues under this section are:
    Section 80CCC
    Contribution to annuity plan of LIC (Life Insurance Corporation of India) or any other Life Insurance Company for receiving pension from the fund is considered for tax benefit. The maximum allowable Tax deduction under this section is Rs 1.5 Lakh.
    Section 80CCD
    Employee can contribute to Government notified Pension Schemes (like National Pension Scheme – NPS). The contributions can be upto 10% of the salary (or) Gross Income and Rs 50,000 additional tax benefit u/s 80CCD (1b) is proposed in Budget 2015. In FY 2014-2015, the maximum tax exemption allowed under Section 80CCD is Rs 1 Lakh only. In Financial Year 2015-2016 or Assessment Year (2016-2017), this will be Rs 1.5 Lakh (u/s 80 CCD 1 ) and additional exemption of Rs 50,000 u/s 80CCD (1b) will be allowed. ( To claim this deduction, the employee has to contribute to Govt recognized Pension schemes like NPS)
    (10% of salary is applicable for salaried individuals and Gross income is applicable for non-slaried. The definition of Salary is only 'Dearness Allowance.' If your employer also contributes to Pension Scheme, the whole contribution amount (10% of salary) can be claimed as tax deduction under Section 80CCD (2). The ceiling limit of 1.5 Lakh u/s 80CCD is not applicable on employer's contribution.)
    Section 80D
    Deduction u/s 80D on health insurance premium will be Rs 25,000, increased from Rs 15000. For Senior Citizens it has been increased to Rs 30,000 from the existing Rs 20,000. For very senior citizen above the age of 80 years who are not eligible to take health insurance, deduction is allowed for Rs 30,000 toward medical expenditure.
    Section 80DD
    You can claim up to Rs 75,000 (increased from the existing Rs 50,000) for spending on medical treatments of your dependents (spouse, parents, kids or siblings) who have 40% disability. It is also been proposed to increase the limit of deduction from Rs 1 lakh to Rs 1.25 lakh in case of severe disability.
    Section 80DDB
    An individual (less than 60 years of age) can claim upto Rs 40,000 for the treatment of specified critical ailments. This can also be claimed on behalf of the dependents. The tax deduction limit under this section for Senior Citizens is proposed as Rs 60,000 and for very Senior Citizens (above 80 years) the limit is Rs 80,000
    Section 24 (B)
    You can claim upto Rs 2 Lakh as tax deduction on the home loan interest payment. If your property is a let-out one then the entire interest amount can be claimed as tax deduction.
    Section 80U
    This is similar to Section 80DD. (Tax deduction is allowed for the tax assessee who physically and mentally challenged).
    The other sections are – Section 80E (tax deduction benefit on the interest payment of an education loan), Section 80 G (Donations), Section 80GG (when HRA is not paid by the company but you incur rental expenses) and 100% TAX DEDUCTION on contributions made to SWACHH BHARAT & CLEAN GANGA initiatives have also been proposed.
    It is prudent to plan your taxes early in 2015 instead of waiting until late December 2015 (or) January 2016. I believe that the above list is useful for your Tax Planning purpose.

    For Men below 60 years of age
    For Senior Citizens (Age 60 years or more but less than 80 years)
    For Senior Citizens (Age 80 years or more)
    Income Level
    Tax Rate
    Income Level
    Tax Rate
    Income Level
    Tax Rate
    Rs. 2,50,000
    Nil
    Up to Rs. 3,00,000
    Nil
    Up to Rs. 5,00,000
    Nil
    Rs. 2,50,001 - Rs. 500,000
    10%
    Rs. 3,00,001 - Rs. 500,000
    10%
    Rs. 5,00,001 - Rs. 10,00,000
    20%
    Rs. 500,001 - Rs. 10,00,000
    20%
    Rs. 500,001 - Rs. 10,00,000
    20%
    Above Rs. 10,00,000
    30%
    Above Rs. 10,00,000
    30%
    Above Rs. 10,00,000
    30%

    The above 'Income Tax Deductions 2015′ are applicable for Financial year 2015-2016 (or Assessment Year 2016-2017).
    (Image courtesy of Stuart Miles at FreeDigitalPhotos.net)

    Saturday 21 November 2015

    Have you furnished your PAN number to your bank?

    Do you know that as per Income Tax guidelines the banks are bound to deduct income tax at source @20% instead of normal TDS rate of 10% in case you have not provided your PAN number to the bank or bank has forgotten to map your PAN Number with your Customer ID.

    What is PAN Card:


    PAN Card is a 10 digit alpha numeric number where 10 digits represent the following:

    • First 3 digits are alphabetic series running from AAA to ZZZ
    • 4th character stands for status like "P" for Individual, "F" for Firm, "C" for Company, A for AOP(Association of Persons), T for Trust, "L" for Local Authority, "G" for Government, "H" for HUF, "J" for artificial judicial person.
    • 5th character stands for first letter of the last name or surname of the PAN holder.
    • Next 4 characters are digits running from 0001 to 9999 generated by computing systems.
    • Last character is alphabetic check digit.

    Benefits of PAN Card:
    • You can submit form 15G or 15H only if you have valid PAN Card
    • TDS is deducted @10% on interest on Fixed Deposits
    • You can View your Tax Credit (26AS) through Net Banking or by registering at Income Tax Site of GOI
    • You can claim refund of TDS wrongly deducted only if you possess the PAN Number
    • You can deposit cash even in excess of Rs.50000 in your account if PAN Number is entered in your bank account
    • You can avail the Credit Card facility only if you have submitted your PAN number to the Bank.
    Mandatory Requirement of PAN Number:
    • Income Tax Return Filing
    • Payment of Advance Tax
    • Form 16/16A and Form 26AS
    • Purchase of Property
    • TDS on interest on Fixed Deposits
    • TDS on Rent
    • Applying for Home Loan
    • Medical Insurance Premium
    • Tax Saving Bank Fixed Deposits
    • PPF Deposits
    • Other Services
    Note:
    1. How to Apply and Rectify online PAN Application
    2. Ask the Experts and Discuss Your Problem relating to Income Tax.

    How to get Indian Passport by Indian National

    Passport applicants need the following documents:

    Basic Documents: 
    • Proof of Date of Birth like Birth Certificate etc.
    • Identity Proof with Photograph
    • Proof of Residence (to be verified at Passport Seva Kender)
    • Proof of Nationality
    Note: Applicants are now required to present themselves at the respective PSK enabling the PSK officers to take their photographs and bio-metrics for taking decision on the spot.

    Online Application:
    • Download e-form from here
    • Fill in the downloaded e-form with ready General Information
    • Save as XML file
    • Upload the XML file on online portal
    • Note down ARN (Application Reference Number) after upload and submission
    • Schedule Appointment Date and Time and Pay the online fees.
    • Rescheduling of application can be done twice within a year from the date of submission of online application for passport.
    • Fee deposited is not refundable and after one year it is forfeited in case the applicant does complete the documents within one year from the date of online submission.
    • While filling online application check the Police Station - Name and Spelling through Know Your Police Station.
    Affidavits:

    Passport authorities have prescribed affidavits as per specimens available on the Passport Portal


    Do you know that even Illiterate people can have Passports

    Visit Samadhan Kender for fixing of online appointment for getting Passport issued. On the fixed time and date you will have to visit the PSK (Passport Seva Kendra) along with documents in original.  We guide the public in general to prepare themselves so that they have not to visit PSK time and again. 

    Now even illiterate people can get the passport issue by giving an affidavit in the prescribed format to the passport authorities. You can now apply under normal or tatkal category.

    Note: We are not touts or agents but just guide the public to get the papers completed as per norms so that precious time of the passport seekers and PSK's is saved.

    Have you forgotten to file your IT Returns for FY 2014-15, 2013-14 and 2012-13

    In case you have forgotten to file your IT Return for the financial years 2014-15, 2013-14 and 2012-13, you still have the chance to file your return for the last three years immediately. In case there is no tax demand during the last three years then you can file your IT return without attracting any penalty. Rectification of already filed IT returns can also be filed. Visit Samadhan Kender for online filing of your IT returns. At Samadhan Kender we file the IT Returns after matching your 26AS (View Your Tax Credit online) with your Form 16, 16A or as the case may be. Sometimes due to mistakes by banks the tax credits of others get credited in your TDS profile which can cause mismatch of IT Returns. Before filing your IT returns make sure that necessary rectifications are filed to correct your 26AS. Visit Samadhan Kender without loss of further time.

    Important Notice: Income Tax return for previous years can not be filed in case two years have lapsed from the due date of the return. Now as on date IT Return for AY 2013-14 can not be filed.

    Tax Bharo Relax Karo

    Do you believe in Astrology?

    Astrology has been practised all over the world since the civilisations came into existence. But Vedic  or Indian Astrology is accepted around the globe. Samadhan Kender has on its panel renowned astrologers to provide you predictions near to 100% accuracy. We are also providing free janam kundlies to newly born girl childs and our representatives deliver the Kundlies in the Nursing Homes immediately on the birth of girl or boy. Nominal Cost is charged from the parents of the newly born baby boy so as to cover the costs of printing, paper and delivery.

    Get your Free Copy of Janam-Kundli for your newborn girl child absolutely Free in support of Beti Padhao Beti Bachao abhiyan launched by our hon'ble Prime Minister Narendra Bhai Modi. Also visit Samadhan Kender for remedies to all your problems and to get other services like match making based on astrology.

    Matrimonial Services at Samadhan Kender

    Visit Samadhan Kender for registration of your profile for Matrimonial Services. We will search suitable match for your beloved daughter, son, brother or sister. Our experienced astrologers and experts will provide the following information about prospective bride or groom's family:
    • Financial and Social Status of the family and would be bride or groom.
    • Educational and Employer profile of the prospective bride or groom
    • Match Making (Kundli Milan) of the prospective brides and grooms.
    We will suggest suitable matches only after matching height, weight, looks, education, financial and social status of families, Kundli MatchMaking Score and much more. Register* immediately by visiting Samadhan Kender.

    *Note: We are not agents. We do not work  on commission basis. We provide only genuine matches. Though we make discrete enquiries about the families yet the parents or guardians are requested in their own interest to verify the correctness of the information. 

    Friday 20 November 2015

    What Documents are required for Registration of Marriage

    Do you know that Marriage Registration is compulsory within 90 days of the marriage? If not registered with in 90 days, there is heavy penalty for late registration of marriage. Act now and visit Samadhan Kender immediately.

    For the Marriage Registration under Hindu Marriage Act Photo Copy of the following Documents with original documents/proof are required to submit along with online application form for registration of marriage: (All documents are which are not optional are mandatory): 
    • Scanned Copy of Prospective Bridegroom's Photo
    • Scanned Copy of Prospective Bride's Photo
    • Scanned Copy of Prospective Bridegroom's Birth/Matric Certificate
    • Scanned Copy of Prospective Bride's Birth/Matric Certificate
    • Scanned Copy of Prospective Bridegroom's Proof of Residence
    • Scanned Copy of Prospective Bride's Proof of Residence
    • Scanned Copy of Prospective Bridegroom's Proof of Identity
    • Scanned Copy of Prospective Bride's Proof of Identity
    • Scanned Copy of Marriage Card (Optional)
    • Scanned Copy of Marriage Photos
    • Scanned Copy of Certificate from Gurdwara (optional)
    • Scanned Copy of Divorce Deed (Optional) in case of divorcee
    • Scanned Copy of Prospective Bridegroom's Parents both mother father or guardian (optional)
    • Scanned copy of Self Declaration’s First Page
    • Scanned copy of Self Declaration’s Second Page
    • Scanned copy of Statement Form’s First Page
    • Scanned copy of Statement Form’s Second Page
    • Voter Id Card, Indian Passport or Aadhaar Card (any one )
    • Birth Proof (Birth Certificate or Matric Certificate)
    • Marriage Invitation Card
    • 2 Marriage Photos
    Note: Check the Mandatory Document for any type of service from here.
      Bride, Groom, Witness and Parents will have to present themselves in person before the Marriage Registrar, which is Tehsildar in Rajpura as Marriage is Registered in Camera. Government Official Fees will have to be deposited in Cash.

      Visit Samadhan Kender, Rajpura 140401 near Bikaner Misthan Bhandar opposite Shivaji Park, Patiala Road, Rajpura to get your Marriage Registered online with Registrar of Marriages.

      Can Free DigiLocker by GOI be taken without Aadhaar Number?

      More and more customers are visiting Samadhan Kender, Rajpura 140401 Punjab India for getting highly secured DigiLocker offered by GOI to Indian Citizens to keep all their valuable documents in the DigiLocker which can be accessed anywhere, anytime 24x7x365.

      The Aadhar Card holders, whose mobile number is linked to aadhaar card and who have access to the linked mobile number can get the DigiLocker at Samadhan Kender through simple registration process with aadhaar number and mobile number. But the individuals who have not linked their mobile number with aadhaar number or who have not access to their linked mobile number have to pass through rigorous process of visiting aadhaar centres for rectification by passing through the biometric process. 

      Now the GOI has extended the facility to the Indian Citizens who have not aadhaar number or their aadhaar number is not linked to their current mobile number but we do not encourage to Ever Discard your old mobile number

      To get the DigiLocker the individuals will have to submit any of the following documents:

      Proof of Identity:
      • Unexpired Driving License
      • Unexpired Pass Port
      • Pan Card
      • Voter ID
      Proof of address:
      • Election Commission Photo ID Card
      • Electricity Bill
      • Telephone Bill (Landline or Postpaid Mobile)
      • Water Bill
      • Identity Card issued by Employer
      In addition to the above Proof of Date of Birth and valid Email ID along with current mobile number is required to get DigiLocker to keep your valuable documents.

      Visit Samadhan Kender, Rajpura 140401 near Bikaner Misthan Bhandar opposite Shivaji  Park, Patiala Road, Rajpura to get DigiLocker and upload/e-verify  all your documents so that you can access all your documents on the press of button on your Smart Phone.

      Tuesday 17 November 2015

      Think before you discard your old Mobile Number or SIM !

      Are you discarding your old mobile number or SIM card without thinking and applying your mind? If you are doing so you might be inviting a lot of problems as you might have provided the mobile number to variety of service provider. In case of Aadhaar Card discarding mobile number without updating the new mobile number will add to your woes as in that case you will have to personally visit aadhar kendras for fresh biometric verification. You will not be able to get the following aadhaar based services in case you discard or lose your old mobile number:
      • Access to your Free DigiLocker provided by Government of India.
      • You will not be able to check your Aadhaar Card Status online
      • You will not be able to download your e-Aadhaar anywhere, anytime 24x7x365
      • Update Name, Gender, DOB, Address and New Mobile Number online without visiting the Aadhaar Kendras personally and going through reverification of biometrics like fingerprints and eyes impressions.
      • Linking of aadhaar card with PAN, Voter Card, LPG Subsidy etc. Linking with PAN is equivalent to digitally signing your online income tax return.
      In addition to the above you might have provided your old mobile number to Banks, LIC and other service providers and in case you discard or lose your old mobile number without changing the mobile numbers everywhere you will lose access to information relating to your bank accounts, LIC policies and other service.

      Think before you discard your old Mobile Number or SIM ! 

      Monday 16 November 2015

      Midnight Services Electricity Bills of Punjab State Power Corporation

      Last Date of payment of Electricity Bills is 16th November 2015. As 16th November 2015 has been declared as holiday by Punjab Government the public is hereby informed that Samadhan Kender Rajpura will be paying electricity bills till midnight up to 24 hrs. Please visit Samadhan Kender to avoid last minute rush. We will be collecting bills up to 9 PM today for payment by midnight* to avoid penalty.

      *Terms and Conditions Apply. 

      Sunday 15 November 2015

      Important Notice about online applications for Voter Card

      While applying online for Voter Cards by uploading Photo Identity of prospective voters along with their Aadhaar Card the Government Portal returns the message that Voter Card will be issued to the applicant after 28th March, 2016 against online application. Public is informed that they should keep the reference number preserved for checking after 23rd March 2016. Samadhan Kender will not be responsible for any delay by Government Agencies in issuing the Voter Card. However we will ensure that your error free application along with uploaded documents is properly submitted by Samadhan Kender. Please bring with you the following documents while applying for Voter Card for the first time:
      • Aadhaar Card of the Applicant.
      • Aadhaar Card of the Father, Mother or Guardian.
      • Photograph ( We will scan it Samadhan Kender).
      • Mobile Number and Email ID. (We will create email ID for you if you do not have one)
      Note: It has been observed that the Aadhar Card Holders have not provided their Mobile Number and email Id in their Aadhaar Card and not providing Mobile Number and email ID in Aadhaar can result into denying of following facilities to the Aadhaar Card Holders. Visit Samadhan Kender Rajpura to know the procedure to add your mobile number and email ID in Aadhaar Card. Following facilities are denied to the defective Aadhaar Card Holders:
      1. Aadhaar Card Holders without Mobile Number can not download their Aadhaar Card online as the UIDAI allows aadhaar card to get print of their Aadhaar Cards online which is possible only if Mobile Number is linked with Aadhaar Number.
      2. Aadhar Card Holders without Mobile Number can not get the facility of Free DigiLocker of Government  of India to keep all their important documents online which can be accessed through mobile number anywhere, anytime 24x7x365.
      3. In case your aadhaar card gets lost then you will have to pass through vigorous process of lodging FIR and getting the duplicate Aadhaar Card issued. But in case you have provided the Mobile Number in your Aadhaar Card then you can get the Colored Copy of your Aadhaar Number, which will be as good as original, any number of times even 100 times as GOI has enabled the e-aadhaar facilities to indian citizens.
      Note: Link Your aadhaar card with your income tax number and you will not have to submit the hard copy of your income tax return to CPC Bangalore for a IT Return up to Rs.5 lac. Linking with Aadhaar Card will be equivalent to your Digital Signatures.

      CAUTION:  Think twice before discarding your mobile number. To know more Click Here.

      Friday 13 November 2015

      Samadhan Kender offers Variety of Services under one Roof

      To make your life comfortable Samadhan Kender is adding the following services on huge public demand:
      • Legal Consultancy Services
      • Banking Consultancy Services
      • Succession Related Consultancy Services
      • Matrimonial Services and Match Making
      • Birth Registration
      • Death Registration
      • Marriage Registration
      • Astrology Consultancy Services
      • Investigation of Title to Property to insulate you against Frauds
      • Investigation of Matrimonial Proposals
      • Retirement Planning - Zero Tolerance Risk investments
      • Income Tax Consultancy for Individuals to plan your taxes 
      • Death Claims with Banking, Insurance, Private Companies, Provident Fund Organizations
      • Keep Watching for more services
      Note: We do not provide any consultancy for Criminal Cases. Please do not call or visit for any consultation regarding Criminal Cases.

      Saturday 7 November 2015

      Happy Diwali from Samadhan Kender Rajpura Punjab India

      Samadhan Kender wishes a very happy and prosperous Diwali to the audiences and local residents of Rajpura and its adjoining ares. Visit us for any type of Samadhan to your Daily Problems. Soon we will be starting Midnight Service for the first time in the city of Rajpura.
      Happy Diwali from Samadhan Kender

      We have extended our working hours                                Monday to Friday                      9.00 A.M.       to       6.0...